Who needs a Group Health Plan?
Starting or running a business comes with many risks—but health insurance doesn’t have to be one of them. Protecting yourself, your employees, and your family with a group health plan ensures your business and team stay strong, no matter where you operate.
Who Benefits Most from Group Health Plans
- Self-employed professionals seeking affordable coverage that safeguards both personal and family health.
- Small business owners looking to attract and retain top talent through valued employee benefits.
Why Group Health Insurance Matters
• Lower medical costs: Group plans negotiate discounted rates with providers, reducing the price of routine care and office visits.
• Financial protection: Unexpected medical emergencies can disrupt personal and business finances—insurance helps prevent that.
• Access to quality care: Group plans often provide broader networks of doctors and specialists.
• Healthier employees: Coverage encourages regular checkups and preventive care.
• Talent retention: Offering employer-sponsored insurance makes your business more competitive in hiring.
Why Group Health Insurance Matters
- Lower medical costs: Group plans negotiate discounted rates with providers, reducing the price of routine care and office visits.
- Financial protection: Unexpected medical emergencies can disrupt personal and business finances—insurance helps prevent that.
- Access to quality care: Group plans often provide broader networks of doctors and specialists.
- Healthier employees: Coverage encourages regular checkups and preventive care.
- Talent retention: Offering employer-sponsored insurance makes your business more competitive in hiring.
Plan Options for Business Owners
- Small Business/Group Plans: Employer-sponsored coverage designed for your team.
- Individual & Family Plans: For self-employed owners who want coverage for themselves and their families.
Popular Plan Types
- PPO (Preferred Provider Organization): Flexibility to choose providers while benefiting from negotiated rates.
- HMO (Health Maintenance Organization): Coordinated care through a primary physician, ideal for preventive services.
- HSA-Eligible Plans: High-deductible plans paired with Health Savings Accounts for pre-tax savings on medical costs.
- Indemnity Plans: Maximum freedom to see any doctor or hospital, with the member handling claims.
Flexible, Multi-State Coverage You Can Trust
Operating in 21 states, we specialize in protecting businesses like yours with tailored solutions:
- Monthly payment options for better cash flow management.
- Coverage for full-time employees, temporary staff, and contractors.
- Quick claims support when timing is critical.
- Policies customized to your industry’s unique risks.
- Experienced agents providing personalized service.
Why We Stand Out
Insurance isn’t one-size-fits-all. Our multi-state expertise ensures your business is protected wherever you operate, with coverage designed specifically for your team’s needs.
Get Started Today
Contact us to secure a group health plan that safeguards your employees, your finances, and your business growth.